Terms of Use

1. Acceptance of Terms

By accessing and using the Credonvanto website, you agree to be legally bound by these Terms of Use. If you do not agree with any provision, we ask that you do not use our services.

These terms are governed by the laws of the United Mexican States and are interpreted in accordance with applicable national legislation.

2. Nature of Service

Credonvanto is an educational resource providing information about free financial applications available in Mexico. Our services include:

• Reviews and analysis of financial applications
• Usage guides and tutorials
• Information about advantages and limitations of tools
• Financial security and privacy advice

Important: We are not financial advisors, we do not sell products or services, and we do not process financial transactions.

3. Permitted Use

You agree to use this site only to:

• Consult educational information about financial tools
• Read provided reviews and guides
• Contact us for legitimate inquiries related to content

It is strictly prohibited to:

• Use the site for illegal or fraudulent activities
• Attempt to access systems or data without authorization
• Distribute malware, viruses, or malicious code
• Copy, reproduce, or redistribute content without permission
• Perform automated data scraping

4. Intellectual Property

All content on this website, including texts, graphics, logos, images, and software, is the property of Credonvanto or its licensors and is protected by Mexican and international copyright laws.

Personal and non-commercial use of content is permitted. Any commercial use requires prior written authorization.

5. Limitation of Liability

Educational Disclaimer:

Information provided on this site is for educational and informational purposes only. It does not constitute professional financial, legal, tax, or investment advice.

We Do Not Guarantee:

• The accuracy, completeness, or continuous updating of information
• Specific results from using reviewed applications
• Uninterrupted availability of the website
• Absence of errors or security vulnerabilities

User Responsibility:

You are responsible for verifying information before making financial decisions. We recommend consulting with qualified professionals for important financial matters.

6. Third-Party Links

Our site may contain references to third-party applications and services. These links are provided solely for informational purposes.

We are not responsible for the content, privacy policies, practices, or availability of third-party websites or applications. Use of external services is at your own risk.

7. Information Accuracy

We strive to maintain accurate and updated information. However:

• Applications may change features without prior notice
• Service availability may vary by region and device
• Prices and conditions may be modified by developers

We assume no responsibility for decisions made based exclusively on our information.

8. Privacy and Personal Data

The processing of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms of Use.

By providing personal information, you consent to its processing as established in said policy.

9. Service Modifications

We reserve the right to:

• Modify, suspend, or discontinue any aspect of the site
• Update these Terms of Use at any time
• Restrict access to certain sections of the site

Substantial modifications will be published at least 15 days in advance. Continued use of the site after changes constitutes acceptance of the new terms.

10. Indemnification

You agree to indemnify and hold harmless Credonvanto, its employees, and collaborators from any claim, loss, liability, or expense arising from:

• Your improper use of the website
• Violation of these Terms of Use
• Infringement of third-party rights
• Any content you submit or transmit

11. Jurisdiction and Applicable Law

These Terms of Use are governed by the laws of the United Mexican States. Any controversy arising from these terms shall be submitted to the jurisdiction of the competent courts of Villahermosa, Tabasco, Mexico.

12. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact

For questions, comments, or requests related to these Terms of Use, contact us:

Address: Av. Gregorio Méndez Magaña, Tamulte de las Barrancas, 86150 Villahermosa, Tabasco, Mexico

Phone: +52 993 186 0541